Welcome to Twelve Grains Capital, your premier private lending firm based in Sydney, specializing in top-notch commercial, business, and non-bank lending solutions. Elevate your financial journey with our specialized mortgage products and our comprehensive finance brokerage arm, providing tailored solutions for all your financing needs—from residential home loans to unsecured business loans and asset finance.

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The name 'Twelve Grains' pays homage to the Twelve Apostles, symbolizing strength and resilience. Founded by David R. Sutantyo in 2015, Twelve Grains Holdings initially served as a holding company for diverse hospitality projects and residential mortgage brokerage. In 2020, we strategically redefined our focus while staying true to our foundational vision: to be the leading force for equitable access to capital.

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Our mission is clear: to empower Australian business owners and property investors in building wealth through strategic leverage of good debts.

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Join our growing team of finance specialists and seize the opportunity to align with our vision. We invite individuals to become the architects of their financial destinies, contributing to society while prioritizing personal values.

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Proudly recognized by MPA as a top commercial broker in 2023, Twelve Grains Capital has facilitated loans exceeding $2 billion for countless satisfied clients. Our success is attributed to strong partnerships with major affiliates. As an ongoing supporter of Ausrelief, we actively contribute to impactful social initiatives globally.

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Connect with us today for an in-depth exploration of our offerings or explore the potential of becoming our esteemed affiliate partner. Elevate your financial future with Twelve Grains Capital—a name synonymous with excellence in lending solutions.