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At Twelve Grains Capital, we understand how important it is to have peace of mind in stressful situations. How priceless is it to deal with the lender and decision-maker directly when time is critical?

We understand the feeling of having approval in place and it suddenly falling through as the lender declined a transaction last minute, or the company you dealt with doesn’t have the required funds for settlement.

Where traditional lenders frequently take a long time approving loans and making the funds available, Twelve Grains Capital is a Sydney-based private lender that can access up to $50 million and often within 24-48 hours secured against residential and commercial properties across Sydney, Melbourne, Brisbane, and other locations Australia-wide.


That’s why individuals and businesses turn to Twelve Grains Capital for their immediate finance solutions.

Our ability to make funds available in as little as 24 hours can make all the difference when it comes to purchasing a property, clearing debt or securing an investment opportunity.

So when you need a fast, hassle-free short term funding solution, look no further than Twelve Grains Capital. Our solutions include:

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  • business bridging finance
  • REFINANCE/Cash-out
  • CAVEAT/second mortgage
  • cross-collateralisation
  • MEZZANINE/distressed construction loans
  • notice to complete loans
  • call option finance
  • receivership finance
  • trade finance
  • tax debt loan
  • wind-up notice
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